Local 108 offers two benefit plans, Plan A and Plan B, for members to take advantage of. To determine your plan, consult your personal information provided to you by Local 108. If you do not know your plan feel free to call the office at 973-762-7224.
Health Plan A Menu
(download high quality printable menu)
Your Plan At A Glance
Basic Information
What Is The Health And Welfare Plan
How To Use This Booklet
Who Pays The Cost Of The Plan
Who Is Covered
When Coverage Begins
Exclusion For Pre-Existing Conditions
When Coverage Ends
When Coverage Is Reinstated
The Uniform Services Employment and Reemployment Rights Act
Health Care Coverage
Introduction
Your Comprehensive Health Care Coverage
DefinitionsPreferred Provider Organization (PPO) Hospital Network Coverage
Hospital Impatient Coverage (Room & Board, Ancillary, Maternity, Mental Illness Confinements)
Hospital Outpatient Coverage (Surgery, Diagnostics, Pre-Admission Testing, Radiation Therapy, Chemotherapy, Hemodialysis, Accidental Injury, Emergency Medical, Substance Abuse Care)
Alternatives To Hospital Inpatient Coverage (Home Health Care, Hospice, Surgicenters, Birthing Centers)
Medical Coverage
How The MultiPlan Network Works
Using The MultiPlan Network
How Your Medical Coverage Works (Surgery, Anesthesia Benefits, Chemotherapy Radiation Hemodialysis Benefits, Infusion/IV Therapy, C-Pap Machine, X-ray and Laboratory Services, Doctors’ Visits)
Optical Benefits
Hearing Aid Benefits
Dental Benefits
Prescription Drug Benefits
How The Plan Works With Other Coverage
How To File A Health Care Claim
Your COBRA Rights
What The Plan Does Not Cover Death And Dismemberment Benefits How Your Rights Are Protected
HEALTH PLAN B MENU
Your Plan At A Glance
Basic Information
What Is The Health And Welfare Plan
How To Use This Booklet
Who Pays The Cost Of The Plan
Who Is COvered
When Coverage Begins
Exclusion For Pre-Existing Conditions
When Coverage Ends
When Coverage Is Reinstated
The Uniform Services Employment and Reemployment Rights Act
Health Care Coverage
Introduction
Your Comprehensive Health Care Coverage
DefinitionsPreferred Provider Organization (PPO) Hospital Network Coverage
Hospital Impatient Coverage (Room & Board, Ancillary, Maternity, Mental Illness Confinements)
Hospital Outpatient Coverage (Surgery, Diagnostics, Pre-Admission Testing, Radiation Therapy, Chemotherapy, Hemodialysis, Accidental Injury, Emergency Medical, Substance Abuse Care)
Alternatives To Hospital Inpatient Coverage (Home Health Care, Hospice, Surgicenters, Birthing Centers)
Medical Coverage
How The MultiPlan Network Works
Using The MultiPlan Network
How Your Medical Coverage Works (Surgery, Anesthesia Benefits, Chemotherapy Radiation Hemodialysis Benefits, Infusion/IV Therapy, C-Pap Machine, X-ray and Laboratory Services, Doctors’ Visits)
Optical Benefits
Hearing Aid Benefits
Dental Benefits
Prescription Drug Benefits
How The Plan Works With Other Coverage
How To File A Health Care Claim
Your COBRA Rights
What The Plan Does Not Cover Death And Dismemberment Benefits How Your Rights Are Protected